![Burial Insurance Pro 2024 & Funeral Insurance Plans [No Waiting Periods]](https://burialinsurancepro.org/wp-content/uploads/2017/01/burial-insurance-pro-logo.png){kind=logo}
Menu
Thinking of Funeral Planning? 3 Conversations to Have With Your Loved Ones
By Matt Schmidt
If the global pandemic of 2021 has taught us anything, it’s that life is unpredictable. We try our best to fill our lives with health and happiness, but there is only one thing we can predict: Everyone, without exception, must face their own mortality. Nobody wants to think about dying, or how to pay for a funeral. However, this is a very important conversation to have with your family members.
Average funeral costs have been rising over the years, with the COVID-19 crisis making a further impact. World Population Review says that the cost of a funeral can vary from about $7000 to $9,000 — and that’s typically before a plot or a headstone.
While planning your own funeral can feel morbid, it’s actually a very gracious thing you can do for yourself and your loved ones. It’s a hard conversation to have, but it’s probably the most important one, as well. These types of conversations are the first step in determining if a burial insurance policy is the right fit for you or not.
Don’t feel like this is something you have to do on your own. You may benefit from speaking with a licensed agent, and sharing with them your unique situation. Please feel free to complete a quote request, or call us at 844-334-6143.
Here’s a helpful list of funeral planning topics to get you started.
One of the most important conversations to have about funeral planning centers on burial wishes. Knowing how you want to be laid to rest will clear up a lot of potential challenges for your loved ones after you’re gone. You’ll want to speak with your family and share with them your final wishes.
Partner with people who will provide creative solutions. Choose a funeral home and cemetery with:
Compare services, packages, and costs from multiple funeral homes and even consider visiting several with your loved ones to get a sense of how the services they offer can satisfy your needs. If covering the financial aspects of a funeral are weighing on your mind, there are insurance policies to help.
Burial insurance or final expense insurance can help make sure that your family isn’t burdened with your funeral costs or medical debt. You can also document your final wishes.
Here are a few ideas to keep in mind when considering purchasing insurance to cover your end-of-life arrangements:
While end-of-life insurance can help you give your loved ones sound financial footing for your funeral arrangements, it’s not the only way you can help ease their challenges after you pass. Take a look at your possessions and find a way to manage these important inheritances clearly and compassionately.
Many families prefer to have a burial insurance policy, as opposed to a pre-paid funeral. Burial insurance policies provide families with much greater flexibility, and can address additional expenses outside of a funeral.
What is a burial insurance plan? Let’s look at some key details of these valuable types of life insurance policies:
At the time of death, the policy pays out the full death benefit to the named beneficiary. Depending on the insurance company you choose, payments are generally made in 2-3 business days. Also, Policies may be assigned to a Funeral home, where the benefit is paid straight to a funeral home. Any left over funds would then be paid to your family members, by the funeral home.
Most individuals will have several different life insurance companies to choose from. Some well known insurance companies that are popular for seniors include:
WE strongly recommend you to contact us, and let an agent help decide what insurance provider may be the best for your current situation.
When we consider end-of-life arrangements, we think of the burial but often don’t plan much further than that. While your loved ones are grieving, tensions can rise about heirlooms and sentimental attachments. Help your loved ones overcome these hurdles by:
Most families aren’t the kind to indulge in petty arguments over possessions, but grief and loss can have a way of creating these disagreements, even between people unlikely to have them. Don’t assume your family will be able to handle things themselves. The more decisions you make ahead of time, the better off they will be when it comes to your arrangements.
Planning for a funeral can take a lot of time and energy — a rare commodity for people in the throes of grief and sadness. You can make this easier when your loved ones know your preferences, despite the difficulty of such a conversation.
Burial Insurance Pro understands your preferences and offers intelligent solutions to make the process easier for the people you leave behind. We started this online resource to help out families like yours. Let us help you to find the best funeral insurance policy possible. Get in touch to learn more about your options at 844-334-6143.