One of the biggest things you should realize when looking for burial insurance in Florida, is that the market is extremely competitive. Think about it when you think of retirees, where is the first place you think they live? Why the sunshine state of course! Due to the demand for burial insurance in Florida there are tons of companies trying to get there foot in the door. This competition drives the prices down allowing for a lax underwriting process for burial insurance in the state of Florida.
We have been able to help a lot of Florida residents find affordable burial insurance and we’d love to help you!
As we stated before, Florida is the place for retirees. Sunny days, sandy beaches and cold frosty beverages… who wouldn’t want to live down there! Based upon recent statistics, Florida ranks 22nd in the nation for life expectancy with the average resident living to 79.4 years old. Finding coverage for anyone around that age is easy. We have contacts with companies that issue immediate coverage for anyone up to the age of 85 even!
When it comes to health issues some of the leading causes of death can be seen here. For nearly all of those conditions we are still able to set you up with companies that will be able to find burial life insurance based upon your health needs! The key is to let us help, let an independent agency like ours evaluate your current health state and find companies that will provide immediate coverage. Even if we can’t find a company we have plenty of guaranteed issue plans that will provide coverage for everyone!
Florida’s Free Look Period?
A lot of Florida residences are unaware that Florida allows you 30 days to return your insurance contract for any reason. You don’t even have to provide a reason! That’s almost better than Target’s return policies. As long as you’re within those first 30 days, the insurer is obligated to refund any money paid.
Even if you are past the 30-day free look period you can still cancel, but will not be given the refund to any premiums that you may have paid. It’s great to know that if you improve your situation you are free to cancel and opt with a better-suited insurance policy.
What is Burial Insurance?
Burial Insurance – usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. Individuals buy this type of policy to provide money for funeral and burial costs for themselves and/or family members.
They tend to have smaller face values and don’t require physical or medical exams when you apply. They are used to cover a person’s end of life expenses leaving with whatever leftover to the family.
Due to health complications as individuals get over, this type of insurance is really beneficial. It allows individuals with any serious health conditions coverage they normally couldn’t have gotten elsewhere.
Finding The Best Burial Insurance in Florida
Realizing the only measurable difference that one must consider is the difference of price for the monthly premiums will put you ahead of the game in most instances. Having $20,000 worth of coverage from Company A is just as much as $20,000 worth of coverage from Company B, however the amount you pay per month will differ company to company.
Allow Insurance Burial Pro’s to sift through all of those companies out there to find the best price on the death benefit you are looking for! Don’t waste your time scouring the Internets, enjoy your Florida fun in the sun lifestyle and allow our professional services to assist you in finding multiple quotes to that will fit your lifestyle.
As Burial Insurance Pro’s, we know what your best options are and how to fish through the whole sea of companies – saving you from wasting time, money, and resources.
At Burial Insurance Pro’s, our service to you is free and will not be added to your premium. We want to help people like you – it’s our job and it’s what we are good at.
Truth is, no, you don’t need us. You could seek out the insurance companies on your own and do your own comparisons. Unfortunately, that means you will be making a ton of phone calls, having to submit a lot of information, complete many applications – the whole process can be tedious and time consuming.
Our company has years of experience dealing with insurance companies, the underwriters, and special circumstances of clients. We know what to look for and have been able to streamline the process, making it a hassle-free event for you.
Life is precious – don’t waste it on something that can be handled for you for free.